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Dwelling Coverage: How Is It Calculated?
Your home is most likely your biggest asset and it is crucial that you insure it properly. Odds are, you have no idea what your home is insured for. Do not worry, most people do not. What most people remember is their deductible and maybe their premium. Your homeowner’s insurance may have been put together by your mortgage broker and an insurance agent. I am going to talk about dwelling coverage (your house) and how it is calculated.
As an insurance agent, we use a computer program to determine the proper value to rebuild a house. It is very useful and accurate but it’s not a bad idea to call your local insurance agent to go through the calculation with them to make sure your home has the proper amount of coverage.
The most important part of yourRead More
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